Give your family the money lessons you never had

A book to understand money. A game to talk about it. Together in one gift-ready bundle.

Created by educator and MoneyMinded coach Jelena Petronijevic, for families who want their children to grow up confident with money, not afraid of it.

The gift that starts the conversation · Order by 16 December for Christmas delivery · Free shipping over $100

Educator-created

By an educator and MoneyMinded coach

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Meet Jelena

Jelena Petronijevic, author and MoneyMinded coach

I learned about money the hard way.

I grew up in the former Yugoslavia during hyperinflation and war, where money could lose its value almost overnight.

Years later, as an educator in Melbourne, I realised something confronting: despite decades of education, I had never been taught how money really works. No one had explained the psychology behind spending or why intelligent people still struggle financially.

That realisation changed everything.

As an educator and accredited MoneyMinded Coach, I know that learning can transform lives.

My mission is simple: to help families break generational money habits through better conversations, practical education and lifelong financial confidence.

In the Media

Sharing the story behind JelenaCents and why financial literacy starts at home

SBS Radio Serbian

Interview with Biljana Ristić

3ZZZ Radio

Ladies Night, 92.3FM Melbourne

TV Australia

Boomerang Podcast

Book launch

Watch the highlights

SBS, 3ZZZ and TV Australia interviews in Serbian · Media enquiries: hello@jelenacents.com

Book Collection

TWO TOOLS. ONE MISSION.

Empowering tools designed to open hearts and minds to your Money DNA and the long-standing habits that shape it.

Financially Illiterate book cover by Jelena Petronijevic

Financially Illiterate

The Money Lessons We Never Had

The book schools never gave us.

Financial literacy isn’t just about budgeting or investing. It’s about your Money DNA: the beliefs, habits and experiences that quietly shape every financial decision.

This book combines behavioural psychology, practical skills and real Australian examples to help you build a healthier relationship with money.

Whether you’re a parent, educator, young adult or simply wish you’d learned this years ago, this book gives you the framework for better money decisions, for yourself and the next generation.

After Dinner Cents money conversation cards

After Dinner Cents

Conversation card game

The conversations your family has been waiting for.

Some of the most important conversations never happen, simply because nobody knows how to begin.

After Dinner Cents contains 120 carefully designed questions that help families talk honestly about money, values, goals and relationships.

No lectures. No awkward lessons. Just meaningful conversations, from teenagers and parents to grandparents and friends.

The financial literacy framework

The Three-Step Framework for Lifelong Financial Confidence

Financial confidence starts with understanding yourself, your environment, and the skills needed to make better money decisions.

Money DNA

Understand the beliefs and experiences that shape your relationship with money.

Environment

Recognise the influences around you and create healthier financial habits.

Skills

Build the practical skills needed for budgeting, saving, and investing.

Couple reviewing their finances together at a desk

The financial literacy gap

Here's why this conversation can't wait

0 %

Around 8.5 million or 45% of adult Australians are financially illiterate.

Source: HILDA Survey, reported by UNSW (Financial Literacy in Australia: Insights from HILDA Data)

 

Understand their habits and build lasting financial confidence — together.

‘Money is way more than numbers. It's a feeling at night, stories you carry, and conversations you share.’

Jelena

Testimonials

How Families Are Changing Their Money Story

Suzana Stapar,
International Specialist Skills Institute (ISSI) Fellow & AMEP Coordinator, Box Hill Institute, Melbourne, Australia
In the world of AI and easy answers, Jelena's book asks us some difficult questions, the ones that will make us all stop and think. Think about our lives, our learnt behaviours and what we do with it. Being financially literate gives power to all to fulfil their own dreams.
Oli P,
mother of two
As the mother of two boys, one a teenager and the other a young adult, I couldn’t wait to read Financially Illiterate and try After Dinner Cents. Money was never a topic we discussed as a family, but Jelena has opened the door to so many meaningful and honest conversations in our home. Our new favourite ritual has become Friday nights spent together playing the After Dinner Cents game. Thank you!
Summer A,
Heatherton, VIC
As a young adult with not much experience in the financial world, I have found this book to be very eye opening making me realise how little I actually know. Jelena’s engaging writing made this often dull topic of finances actually interesting and easy to follow.
Mila V,
Highett, VIC
We loved both the book and the game. There were so many moments in the book where I had a profound ‘That’s me!’ moment. Great read!

Free download: The Annual Plan for Saying YES

A simple yearly budget planner that helps your family say 'yes' to the things that matter most. We’ll email it straight to you.

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